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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,918 | $232,540-72.9% | $185,117-66.0% | $147,586-57.4% |
| Participation rate | 52.6% | 82.4%-29.7pp | 77.3%-24.6pp | 82.8%-30.2pp |
| Annual return | 13.89% | 43.03%-29.1pp | 40.50%-26.6pp | 578.59%-564.7pp |
| Employer contribution / active EE | $1,125 | $5,195-78.4% | $4,182-73.1% | $4,876-76.9% |
| Participant deferral / active EE | $4,475 | $5,834-23.3% | $5,045-11.3% | $5,439-17.7% |
| Admin fee / account holder | $6,517 | $10,275-36.6% | $8,159-20.1% | $10,886-40.1% |