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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,416 | $228,352-52.1% | $185,835-41.1% | $158,966-31.2% |
| Participation rate | 52.4% | 82.3%-29.9pp | 78.0%-25.7pp | 82.0%-29.6pp |
| Annual return | 16.02% | 40.81%-24.8pp | 35.96%-19.9pp | 302.95%-286.9pp |
| Employer contribution / active EE | $1,555 | $4,967-68.7% | $4,087-62.0% | $4,762-67.3% |
| Participant deferral / active EE | $5,735 | $6,416-10.6% | $5,633+1.8% | $5,983-4.1% |
| Admin fee / account holder | $439 | $11,867-96.3% | $9,502-95.4% | $11,250-96.1% |