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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,196 | $215,361-76.2% | $171,082-70.1% | $273,972-81.3% |
| Participation rate | 50.0% | 82.0%-32.0pp | 76.7%-26.7pp | 83.0%-33.0pp |
| Annual return | 0.00% | 25.14%-25.1pp | 32.56%-32.6pp | 41.46%-41.5pp |
| Employer contribution / active EE | $1,136 | $4,967-77.1% | $4,002-71.6% | $4,869-76.7% |
| Participant deferral / active EE | $4,241 | $5,543-23.5% | $4,797-11.6% | $5,287-19.8% |
| Admin fee / account holder | $493 | $10,846-95.5% | $8,520-94.2% | $10,133-95.1% |