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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,313 | $226,105-63.2% | $182,540-54.4% | $152,897-45.5% |
| Participation rate | 54.5% | 82.5%-27.9pp | 78.0%-23.4pp | 82.5%-27.9pp |
| Annual return | 20.47% | 192.58%-172.1pp | 148.58%-128.1pp | 345.43%-325.0pp |
| Employer contribution / active EE | $1,304 | $4,978-73.8% | $4,076-68.0% | $4,764-72.6% |
| Participant deferral / active EE | $5,075 | $6,370-20.3% | $5,525-8.1% | $5,851-13.3% |
| Admin fee / account holder | $452 | $10,706-95.8% | $8,593-94.7% | $11,599-96.1% |