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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $37,675 |
Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $22,798 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,995 | $73,978+36.5% | $96,515+4.6% | $75,173+34.3% |
| Participation rate | 79.2% | 66.4%+12.8pp | 74.3%+4.9pp | 67.2%+12.0pp |
| Annual return | 13.38% | 26.72%-13.3pp | 35.73%-22.4pp | 160.72%-147.3pp |
| Employer contribution / active EE | $7,145 | $2,931+143.8% | $3,740+91.1% | $2,671+167.5% |
| Participant deferral / active EE | $4,143 | $3,660+13.2% | $4,880-15.1% | $4,126+0.4% |
| Admin fee / account holder | $524 | $5,219-90.0% | $6,735-92.2% | $5,651-90.7% |