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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS. CO Service code 33 · EIN 04-1590850 | Other investment fees and expenses; I... | $53,394 |
ROCKLAND TRUST2 years Filed as: ROCKLAND TRUST CO. Service code 27 | Advisory (Plan) | $30,624 |
Service code 13 88 BOYD AVENUE · EAST PROVIDENCE, RI 02914 | Contract Administrator | $1,780 |
Service code 33 | Other investment fees and expenses; I... | $69 |
AMERICAN CENTURY1 year Service code 52 · EIN 94-3226139 | Indirect Investment Fees | $0 |
AMERICAN FUNDS1 year Service code 52 · EIN 95-2817150 | Indirect Investment Fees | $0 |
Filed as: CHARLES SCHWAB & CO. INC. Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
JANUS HENDERSON1 year Service code 52 · EIN 84-0592523 | Indirect Investment Fees | $0 |
Filed as: JOHN HANCOCK Service code 52 · EIN 04-3279774 | Indirect Investment Fees | $0 |
Filed as: JP MORGAN Service code 52 · EIN 26-3613641 | Indirect Investment Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,739 | $58,726+17.1% | $92,240-25.5% | $62,293+10.3% |
| Participation rate | 66.3% | 68.3%-2.1pp | 76.5%-10.2pp | 69.5%-3.3pp |
| Annual return | 16.94% | 43.62%-26.7pp | 176.29%-159.4pp | 28.90%-12.0pp |
| Employer contribution / active EE | $2,900 | $2,392+21.2% | $3,680-21.2% | $2,042+42.0% |
| Participant deferral / active EE | $2,604 | $2,766-5.9% | $3,897-33.2% | $3,169-17.8% |
| Admin fee / account holder | $268 | $556-51.8% | $5,194-94.8% | $479-44.0% |