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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS. CO Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $45,712 |
ROCKLAND TRUST5 years Filed as: ROCKLAND TRUST CO Service code 27 · EIN 04-1782600 | Advisory (Plan) | $24,130 |
AMERICAN CENTURY5 years Service code 52 · EIN 43-1646043 | Indirect Investment Fees | $0 |
AMERICAN FUNDS5 years Service code 52 · EIN 95-2817150 | Indirect Investment Fees | $0 |
CHARLES SCHWAB & CO., INC.3 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
JANUS HENDERSON5 years Service code 52 · EIN 84-0592523 | Indirect Investment Fees | $0 |
Filed as: JOHN HANCOCK Service code 52 · EIN 04-3279774 | Indirect Investment Fees | $0 |
MORGAN STANLEY SMITH BARNEY5 years Filed as: JP MORGAN Service code 52 · EIN 33-1043149 | Indirect Investment Fees | $0 |
Service code 52 | Indirect Investment Fees | $0 |
NATIXIS FUNDS5 years Service code 52 · EIN 52-2257782 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,370 | $78,672+37.7% | $109,163-0.7% | $85,856+26.2% |
| Participation rate | 81.4% | 68.3%+13.2pp | 75.9%+5.5pp | 69.3%+12.1pp |
| Annual return | 14.68% | 25.09%-10.4pp | 25.75%-11.1pp | 318.58%-303.9pp |
| Employer contribution / active EE | $4,929 | $2,734+80.3% | $3,723+32.4% | $2,565+92.1% |
| Participant deferral / active EE | $4,356 | $3,467+25.6% | $4,654-6.4% | $3,952+10.2% |
| Admin fee / account holder | $587 | $5,470-89.3% | $6,754-91.3% | $6,261-90.6% |