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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,558,209 | $70,121+2122.2% | $63,803+2342.2% | $138,895+1021.9% |
| Participation rate | 100.0% | 77.2%+22.8pp | 72.7%+27.3pp | 79.9%+20.1pp |
| Annual return | 10.45% | 946.48%-936.0pp | 543.72%-533.3pp | 145.39%-134.9pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $2,532-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $3,250 | $4,535-28.3% | $3,843-15.4% | $6,396-49.2% |
| Admin fee / account holder | $144,106 | $6,738+2038.9% | $5,196+2673.1% | $12,562+1047.1% |