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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,566,509 | $81,664+3042.8% | $70,476+3541.7% | $158,966+1514.5% |
| Participation rate | 50.0% | 77.7%-27.7pp | 75.1%-25.1pp | 82.0%-32.0pp |
| Annual return | 8.10% | 208.59%-200.5pp | 109.12%-101.0pp | 302.95%-294.8pp |
| Employer contribution / active EE | $2,260 | $3,219-29.8% | $2,738-17.5% | $4,762-52.6% |
| Participant deferral / active EE | $10,500 | $4,556+130.5% | $3,710+183.0% | $5,983+75.5% |
| Admin fee / account holder | $77,126 | $6,197+1144.5% | $3,847+1904.9% | $11,250+585.6% |