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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,399,248 | $69,252+1920.5% | $64,099+2083.0% | $139,456+903.4% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 9.39% | 45.89%-36.5pp | 33.70%-24.3pp | 373.45%-364.1pp |
| Employer contribution / active EE | $6,125 | $3,184+92.4% | $2,748+122.9% | $4,753+28.9% |
| Participant deferral / active EE | $6,125 | $4,683+30.8% | $3,881+57.8% | $6,711-8.7% |
| Admin fee / account holder | $81,062 | $4,248+1808.4% | $3,070+2540.1% | $11,407+610.6% |