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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,403,101 | $77,416+3004.1% | $69,464+3359.5% | $152,897+1471.7% |
| Participation rate | 50.0% | 78.1%-28.1pp | 74.6%-24.6pp | 82.5%-32.5pp |
| Annual return | 6.69% | 39.08%-32.4pp | 28.98%-22.3pp | 345.43%-338.7pp |
| Employer contribution / active EE | $5,019 | $3,315+51.4% | $2,779+80.6% | $4,764+5.4% |
| Participant deferral / active EE | $11,750 | $4,413+166.3% | $3,536+232.3% | $5,851+100.8% |
| Admin fee / account holder | $1,399,496 | $6,208+22445.1% | $3,840+36343.1% | $11,599+11965.3% |