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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,504 | $123,898+65.1% | $116,538+75.5% | $155,188+31.8% |
| Participation rate | 52.2% | 83.7%-31.6pp | 82.6%-30.4pp | 80.8%-28.6pp |
| Annual return | 14.55% | 16.04%-1.5pp | 17.97%-3.4pp | 148.84%-134.3pp |
| Employer contribution / active EE | $3,249 | $4,739-31.4% | $4,541-28.5% | $4,248-23.5% |
| Participant deferral / active EE | $6,599 | $6,400+3.1% | $6,207+6.3% | $6,531+1.0% |
| Admin fee / account holder | $1,178 | $9,174-87.2% | $8,737-86.5% | $14,480-91.9% |