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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,455 | $114,199+22.1% | $119,237+17.0% | $167,553-16.8% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.7%+17.3pp | 82.1%+17.9pp |
| Annual return | 8.54% | 29.88%-21.3pp | 30.70%-22.2pp | 478.89%-470.4pp |
| Employer contribution / active EE | $2,112 | $4,480-52.9% | $4,383-51.8% | $4,840-56.4% |
| Participant deferral / active EE | $4,050 | $6,086-33.5% | $6,112-33.7% | $6,343-36.2% |
| Admin fee / account holder | $3,610 | $8,939-59.6% | $7,229-50.1% | $12,316-70.7% |