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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,455 | $114,237+22.1% | $119,258+16.9% | $167,518-16.8% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.7%+17.3pp | 82.1%+17.9pp |
| Annual return | 8.54% | 29.87%-21.3pp | 30.69%-22.2pp | 478.71%-470.2pp |
| Employer contribution / active EE | $2,112 | $4,481-52.9% | $4,384-51.8% | $4,838-56.4% |
| Participant deferral / active EE | $4,050 | $6,084-33.4% | $6,111-33.7% | $6,342-36.1% |
| Admin fee / account holder | $3,610 | $8,932-59.6% | $7,226-50.0% | $12,312-70.7% |