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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,478 | $97,765+61.1% | $103,486+52.2% | $145,884+7.9% |
| Participation rate | 81.8% | 81.1%+0.7pp | 80.5%+1.3pp | 80.3%+1.5pp |
| Annual return | 9.34% | 25.44%-16.1pp | 23.93%-14.6pp | 551.85%-542.5pp |
| Employer contribution / active EE | $2,795 | $4,687-40.4% | $4,679-40.3% | $4,662-40.1% |
| Participant deferral / active EE | $6,617 | $6,606+0.2% | $6,628-0.2% | $6,690-1.1% |
| Admin fee / account holder | $2,673 | $12,505-78.6% | $9,354-71.4% | $13,392-80.0% |