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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,599 | $94,749+18.8% | $112,899-0.3% | $139,456-19.3% |
| Participation rate | 87.0% | 81.3%+5.7pp | 80.5%+6.4pp | 80.3%+6.6pp |
| Annual return | 11.50% | 40.92%-29.4pp | 34.11%-22.6pp | 373.45%-362.0pp |
| Employer contribution / active EE | $2,654 | $4,630-42.7% | $4,566-41.9% | $4,753-44.2% |
| Participant deferral / active EE | $5,567 | $6,517-14.6% | $6,516-14.6% | $6,711-17.0% |
| Admin fee / account holder | $24,880 | $8,530+191.7% | $7,047+253.0% | $11,407+118.1% |