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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,927 | $154,193-2.8% | $130,045+15.3% | $139,466+7.5% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.5%+10.4pp | 80.3%+8.6pp |
| Annual return | -4.87% | 32.51%-37.4pp | -137.30%+132.4pp | 373.66%-378.5pp |
| Employer contribution / active EE | $3,426 | $5,292-35.3% | $4,321-20.7% | $4,754-27.9% |
| Participant deferral / active EE | $1,041 | $6,709-84.5% | $5,820-82.1% | $6,712-84.5% |
| Admin fee / account holder | $2,395 | $13,989-82.9% | $10,600-77.4% | $11,409-79.0% |