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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,385 | $176,786-26.8% | $146,643-11.8% | $167,536-22.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 7.65% | 24.04%-16.4pp | 22.75%-15.1pp | 478.82%-471.2pp |
| Employer contribution / active EE | $2,756 | $5,161-46.6% | $4,137-33.4% | $4,839-43.0% |
| Participant deferral / active EE | $583 | $6,440-90.9% | $5,506-89.4% | $6,342-90.8% |
| Admin fee / account holder | $4,178 | $13,262-68.5% | $10,280-59.4% | $12,315-66.1% |