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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,164 | $144,130-20.1% | $117,861-2.3% | $147,586-22.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 1.80% | 531.20%-529.4pp | 335.11%-333.3pp | 578.59%-576.8pp |
| Employer contribution / active EE | $9,187 | $4,897+87.6% | $3,786+142.6% | $4,876+88.4% |
| Participant deferral / active EE | $9,058 | $5,316+70.4% | $4,482+102.1% | $5,439+66.5% |
| Admin fee / account holder | $88,886 | $10,887+716.5% | $8,021+1008.2% | $10,886+716.5% |