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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,089 | $152,619-29.2% | $125,195-13.7% | $152,909-29.3% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | -6.09% | 54.85%-60.9pp | 43.79%-49.9pp | 345.46%-351.6pp |
| Employer contribution / active EE | $5,546 | $4,947+12.1% | $3,866+43.5% | $4,764+16.4% |
| Participant deferral / active EE | $1,059 | $5,869-82.0% | $4,937-78.6% | $5,851-81.9% |
| Admin fee / account holder | $7,593 | $13,437-43.5% | $9,704-21.8% | $11,601-34.6% |