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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $65,172 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $30,000 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,838 | $107,415-5.2% | $135,942-25.1% | $80,149+27.1% |
| Participation rate | 91.4% | 78.0%+13.4pp | 81.9%+9.5pp | 72.9%+18.4pp |
| Annual return | 24.47% | 91.99%-67.5pp | 68.28%-43.8pp | 40.39%-15.9pp |
| Employer contribution / active EE | $2,935 | $3,878-24.3% | $4,858-39.6% | $2,977-1.4% |
| Participant deferral / active EE | $10,231 | $8,189+24.9% | $7,759+31.9% | $5,015+104.0% |
| Admin fee / account holder | $79 | $127-37.4% | $10,764-99.3% | $145-45.2% |