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| Provider | Service type | Compensation |
|---|---|---|
BAYSTATE FINANCIAL SERVICES, LLC1+ years Filed as: BAYSTATE FIDUCIARY ADVISORS INC Service code 27 · EIN 04-3595878 | Advisory (Plan) | $25,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $3,938 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,383 | $88,324-23.7% | $115,038-41.4% | $55,191+22.1% |
| Participation rate | 93.6% | 72.5%+21.1pp | 81.4%+12.2pp | 69.2%+24.5pp |
| Annual return | 19.13% | 6.30%+12.8pp | 26.14%-7.0pp | 10.78%+8.4pp |
| Employer contribution / active EE | $1,177 | $2,805-58.1% | $4,608-74.5% | $1,899-38.0% |
| Participant deferral / active EE | $8,783 | $5,042+74.2% | $6,026+45.7% | $3,046+188.3% |
| Admin fee / account holder | $45 | $105-57.1% | $8,175-99.4% | $91-50.2% |