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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $108,594 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $27,083 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,238 | $95,388-4.4% | $125,381-27.2% | $77,906+17.1% |
| Participation rate | 94.8% | 78.6%+16.2pp | 82.4%+12.4pp | 73.7%+21.1pp |
| Annual return | -12.10% | 116.19%-128.3pp | 572.31%-584.4pp | 12.16%-24.3pp |
| Employer contribution / active EE | $3,727 | $3,666+1.7% | $4,815-22.6% | $2,846+31.0% |
| Participant deferral / active EE | $11,739 | $7,711+52.2% | $7,448+57.6% | $4,805+144.3% |
| Admin fee / account holder | $107 | $119-10.2% | $10,007-98.9% | $133-19.5% |