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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $67,109 |
BAYSTATE FINANCIAL SERVICES, LLC3+ years Filed as: BAYSTATE FIDUCIARY ADVISORS INC Service code 27 · EIN 04-3595878 | Advisory (Plan) | $20,833 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,638 | $155,795-43.7% | $136,298-35.7% | $69,631+25.9% |
| Participation rate | 96.1% | 75.2%+20.8pp | 81.9%+14.1pp | 70.7%+25.4pp |
| Annual return | 34.96% | 232464.33%-232429.4pp | 5156.27%-5121.3pp | 27571.02%-27536.1pp |
| Employer contribution / active EE | $3,116 | $2,991+4.2% | $4,696-33.6% | $2,032+53.3% |
| Participant deferral / active EE | $9,827 | $5,394+82.2% | $6,247+57.3% | $3,224+204.8% |
| Admin fee / account holder | $98 | $128-23.3% | $9,244-98.9% | $110-10.9% |