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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,061 | $110,137+65.3% | $161,149+13.0% | $82,637+120.3% |
| Participation rate | 52.3% | 72.4%-20.1pp | 78.8%-26.6pp | 68.1%-15.8pp |
| Annual return | 15.06% | 20.69%-5.6pp | 21.16%-6.1pp | 53.51%-38.5pp |
| Employer contribution / active EE | $1,824 | $2,856-36.1% | $4,360-58.2% | $2,552-28.5% |
| Participant deferral / active EE | $5,078 | $4,575+11.0% | $6,153-17.5% | $4,126+23.1% |
| Admin fee / account holder | $546 | $9,467-94.2% | $15,194-96.4% | $7,339-92.6% |