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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,426 | $91,559+10.8% | $133,971-24.3% | $79,852+27.0% |
| Participation rate | 44.2% | 73.3%-29.1pp | 79.8%-35.6pp | 69.6%-25.4pp |
| Annual return | 14.97% | 61.85%-46.9pp | 45.09%-30.1pp | 31.72%-16.8pp |
| Employer contribution / active EE | $1,060 | $2,384-55.5% | $3,919-73.0% | $2,471-57.1% |
| Participant deferral / active EE | $3,591 | $3,734-3.8% | $5,047-28.9% | $3,740-4.0% |
| Admin fee / account holder | $1,239 | $6,321-80.4% | $8,929-86.1% | $5,306-76.7% |