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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,140 | $78,707-16.0% | $117,861-43.9% | $70,126-5.7% |
| Participation rate | 59.1% | 73.2%-14.1pp | 79.7%-20.6pp | 69.5%-10.4pp |
| Annual return | 17.99% | 23.30%-5.3pp | 335.11%-317.1pp | 73.15%-55.2pp |
| Employer contribution / active EE | $1,018 | $2,223-54.2% | $3,786-73.1% | $2,343-56.5% |
| Participant deferral / active EE | $4,312 | $3,297+30.8% | $4,482-3.8% | $3,332+29.4% |
| Admin fee / account holder | $4,077 | $5,066-19.5% | $8,021-49.2% | $4,645-12.2% |