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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,553 | $69,977-20.6% | $108,582-48.8% | $62,881-11.7% |
| Participation rate | 55.6% | 72.9%-17.3pp | 79.6%-24.0pp | 69.3%-13.7pp |
| Annual return | 7.44% | 10.73%-3.3pp | -51.70%+59.1pp | 20.14%-12.7pp |
| Employer contribution / active EE | $1,057 | $2,135-50.5% | $3,758-71.9% | $2,281-53.7% |
| Participant deferral / active EE | $3,813 | $3,165+20.5% | $4,311-11.5% | $3,203+19.1% |
| Admin fee / account holder | $5,057 | $5,076-0.4% | $7,645-33.9% | $4,296+17.7% |