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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,629 | $68,097+375.2% | $62,929+414.3% | $137,256+135.8% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 8.63% | 1859.11%-1850.5pp | 1063.93%-1055.3pp | 220.34%-211.7pp |
| Employer contribution / active EE | $7,558 | $2,811+168.8% | $2,505+201.8% | $4,156+81.8% |
| Participant deferral / active EE | $4,478 | $4,553-1.6% | $3,888+15.2% | $6,407-30.1% |
| Admin fee / account holder | $6,871 | $6,521+5.4% | $5,065+35.7% | $12,270-44.0% |