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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,629 | $76,368+323.8% | $67,681+378.2% | $154,746+109.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 8.63% | 1066.77%-1058.1pp | 590.58%-582.0pp | 172.34%-163.7pp |
| Employer contribution / active EE | $7,558 | $3,151+139.8% | $2,678+182.2% | $4,379+72.6% |
| Participant deferral / active EE | $4,478 | $4,824-7.2% | $3,976+12.6% | $6,730-33.5% |
| Admin fee / account holder | $6,871 | $8,559-19.7% | $6,100+12.6% | $14,365-52.2% |