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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,629 | $70,121+361.5% | $63,803+407.2% | $138,895+133.0% |
| Participation rate | 100.0% | 77.2%+22.8pp | 72.7%+27.3pp | 79.9%+20.1pp |
| Annual return | 8.63% | 946.48%-937.8pp | 543.72%-535.1pp | 145.39%-136.8pp |
| Employer contribution / active EE | $7,558 | $2,882+162.2% | $2,532+198.4% | $4,194+80.2% |
| Participant deferral / active EE | $4,478 | $4,535-1.3% | $3,843+16.5% | $6,396-30.0% |
| Admin fee / account holder | $6,871 | $6,738+2.0% | $5,196+32.2% | $12,562-45.3% |