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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,975 | $69,248+206.1% | $64,101+230.7% | $139,466+52.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 4.81% | 45.95%-41.1pp | 33.72%-28.9pp | 373.66%-368.9pp |
| Employer contribution / active EE | $1,957 | $3,185-38.5% | $2,749-28.8% | $4,754-58.8% |
| Participant deferral / active EE | $5,103 | $4,682+9.0% | $3,881+31.5% | $6,712-24.0% |
| Admin fee / account holder | $922 | $4,247-78.3% | $3,070-70.0% | $11,409-91.9% |