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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,448 | $124,425+8.1% | $112,040+20.0% | $137,256-2.0% |
| Participation rate | 69.2% | 79.3%-10.1pp | 76.5%-7.3pp | 80.0%-10.7pp |
| Annual return | 10.90% | 24.72%-13.8pp | 24.52%-13.6pp | 220.34%-209.4pp |
| Employer contribution / active EE | $1,519 | $3,411-55.5% | $2,954-48.6% | $4,156-63.5% |
| Participant deferral / active EE | $12,956 | $5,718+126.6% | $5,098+154.2% | $6,407+102.2% |
| Admin fee / account holder | $96,664 | $15,207+535.7% | $12,098+699.0% | $12,270+687.8% |