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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,091 | $100,805+5.2% | $86,698+22.4% | $134,532-21.1% |
| Participation rate | 80.0% | 79.0%+1.0pp | 76.6%+3.4pp | 81.2%-1.2pp |
| Annual return | -24.22% | 29.09%-53.3pp | 35.95%-60.2pp | 418.27%-442.5pp |
| Employer contribution / active EE | $828 | $3,490-76.3% | $2,837-70.8% | $4,741-82.5% |
| Participant deferral / active EE | $7,865 | $5,339+47.3% | $4,656+68.9% | $6,401+22.9% |
| Admin fee / account holder | $1,414 | $10,925-87.1% | $7,493-81.1% | $11,429-87.6% |