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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,313 | $112,121+7.3% | $95,960+25.4% | $158,966-24.3% |
| Participation rate | 61.1% | 79.0%-17.9pp | 77.1%-16.0pp | 82.0%-20.9pp |
| Annual return | 23.86% | 171.16%-147.3pp | 91.63%-67.8pp | 302.95%-279.1pp |
| Employer contribution / active EE | $733 | $3,199-77.1% | $2,541-71.2% | $4,762-84.6% |
| Participant deferral / active EE | $6,296 | $4,784+31.6% | $4,167+51.1% | $5,983+5.2% |
| Admin fee / account holder | $17,123 | $10,135+69.0% | $6,797+151.9% | $11,250+52.2% |