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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,176 | $165,399+205.4% | $149,745+237.4% | $158,982+217.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 32.33% | 348.34%-316.0pp | 276.72%-244.4pp | 302.99%-270.7pp |
| Employer contribution / active EE | $12,129 | $5,105+137.6% | $4,646+161.1% | $4,763+154.7% |
| Participant deferral / active EE | $2,230 | $7,183-69.0% | $6,843-67.4% | $5,983-62.7% |
| Admin fee / account holder | $1,230 | $10,811-88.6% | $9,312-86.8% | $11,252-89.1% |