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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,361 | $150,447+104.3% | $136,298+125.5% | $147,586+108.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 21.89% | 1049.15%-1027.3pp | 5156.27%-5134.4pp | 578.59%-556.7pp |
| Employer contribution / active EE | $11,557 | $5,256+119.9% | $4,696+146.1% | $4,876+137.0% |
| Participant deferral / active EE | $2,013 | $6,631-69.6% | $6,247-67.8% | $5,439-63.0% |
| Admin fee / account holder | $835 | $10,906-92.3% | $9,244-91.0% | $10,886-92.3% |