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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,526 | $138,114+190.7% | $125,391+220.2% | $134,545+198.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -27.75% | 750.88%-778.6pp | 572.41%-600.2pp | 418.37%-446.1pp |
| Employer contribution / active EE | $15,988 | $5,246+204.8% | $4,816+232.0% | $4,742+237.2% |
| Participant deferral / active EE | $1,614 | $7,801-79.3% | $7,448-78.3% | $6,401-74.8% |
| Admin fee / account holder | $5,476 | $11,570-52.7% | $10,009-45.3% | $11,431-52.1% |