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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,237 | $157,270+138.6% | $141,173+165.8% | $152,870+145.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 22.67% | 64.33%-41.7pp | 71.40%-48.7pp | 345.34%-322.7pp |
| Employer contribution / active EE | $11,866 | $5,261+125.5% | $4,735+150.6% | $4,763+149.1% |
| Participant deferral / active EE | $2,191 | $7,110-69.2% | $6,710-67.3% | $5,850-62.6% |
| Admin fee / account holder | $2,402 | $12,121-80.2% | $10,262-76.6% | $11,597-79.3% |