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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,160 | $95,601+179.5% | $77,183+246.1% | $139,456+91.6% |
| Participation rate | 28.6% | 74.0%-45.4pp | 69.6%-41.0pp | 80.3%-51.8pp |
| Annual return | 26.19% | 54.96%-28.8pp | 37.89%-11.7pp | 373.45%-347.3pp |
| Employer contribution / active EE | $1,248 | $3,145-60.3% | $2,534-50.7% | $4,753-73.7% |
| Participant deferral / active EE | $4,872 | $4,623+5.4% | $3,833+27.1% | $6,711-27.4% |
| Admin fee / account holder | $0 | $8,302-100.0% | $5,475-100.0% | $11,407-100.0% |