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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,134 | $105,929+88.9% | $81,716+144.9% | $158,966+25.9% |
| Participation rate | 33.3% | 75.6%-42.3pp | 72.0%-38.7pp | 82.0%-48.6pp |
| Annual return | 29.04% | 38.19%-9.2pp | 29.49%-0.5pp | 302.95%-273.9pp |
| Employer contribution / active EE | $1,304 | $7,802-83.3% | $4,310-69.7% | $4,762-72.6% |
| Participant deferral / active EE | $2,180 | $13,007-83.2% | $7,108-69.3% | $5,983-63.6% |
| Admin fee / account holder | $0 | $8,492-100.0% | $5,159-100.0% | $11,250-100.0% |