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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,842 | $96,956+93.7% | $69,779+169.2% | $273,972-31.4% |
| Participation rate | 42.9% | 77.1%-34.2pp | 71.8%-29.0pp | 83.0%-40.2pp |
| Annual return | 4.22% | 12.93%-8.7pp | 12.99%-8.8pp | 41.46%-37.2pp |
| Employer contribution / active EE | $1,051 | $3,316-68.3% | $2,338-55.0% | $4,869-78.4% |
| Participant deferral / active EE | $2,452 | $3,744-34.5% | $2,931-16.3% | $5,287-53.6% |
| Admin fee / account holder | $0 | $7,934-100.0% | $4,381-100.0% | $10,133-100.0% |