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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,399 | $104,544+92.6% | $76,657+162.7% | $152,897+31.7% |
| Participation rate | 50.0% | 76.6%-26.6pp | 72.1%-22.1pp | 82.5%-32.5pp |
| Annual return | 20.18% | 1014.36%-994.2pp | 1166.74%-1146.6pp | 345.43%-325.3pp |
| Employer contribution / active EE | $2,153 | $3,118-31.0% | $2,303-6.5% | $4,764-54.8% |
| Participant deferral / active EE | $8,225 | $4,236+94.2% | $3,335+146.6% | $5,851+40.6% |
| Admin fee / account holder | $93,877 | $12,286+664.1% | $6,423+1361.7% | $11,599+709.3% |