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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,800 | $81,358+312.7% | $155,556+115.9% | $80,959+314.8% |
| Participation rate | 83.0% | 66.3%+16.7pp | 78.2%+4.8pp | 67.7%+15.3pp |
| Annual return | 8.23% | 33.39%-25.2pp | 64.84%-56.6pp | 35.67%-27.4pp |
| Employer contribution / active EE | $12,804 | $3,106+312.2% | $4,675+173.9% | $2,757+364.4% |
| Participant deferral / active EE | $6,901 | $3,455+99.7% | $5,631+22.6% | $4,300+60.5% |
| Admin fee / account holder | $10,333 | $7,994+29.3% | $15,885-34.9% | $6,925+49.2% |