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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,968 | $106,236+10.1% | $96,496+21.2% | $139,427-16.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.17% | 38.43%-28.3pp | 35.70%-25.5pp | 373.27%-363.1pp |
| Employer contribution / active EE | $13,745 | $4,104+234.9% | $3,738+267.7% | $4,752+189.3% |
| Participant deferral / active EE | $13,046 | $5,455+139.2% | $4,879+167.4% | $6,711+94.4% |
| Admin fee / account holder | $48,339 | $7,879+513.6% | $6,731+618.2% | $11,404+323.9% |