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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,968 | $106,280+10.1% | $96,538+21.2% | $139,487-16.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.17% | 38.48%-28.3pp | 35.74%-25.6pp | 373.84%-363.7pp |
| Employer contribution / active EE | $13,745 | $4,107+234.7% | $3,740+267.5% | $4,755+189.1% |
| Participant deferral / active EE | $13,046 | $5,457+139.1% | $4,880+167.3% | $6,713+94.3% |
| Admin fee / account holder | $48,339 | $7,888+512.8% | $6,737+617.5% | $11,407+323.8% |