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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,643 | $124,351+75.0% | $109,188+99.3% | $167,553+29.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 7.06% | 26.04%-19.0pp | 25.76%-18.7pp | 478.89%-471.8pp |
| Employer contribution / active EE | $12,444 | $4,210+195.6% | $3,723+234.2% | $4,840+157.1% |
| Participant deferral / active EE | $14,085 | $5,257+167.9% | $4,654+202.6% | $6,343+122.1% |
| Admin fee / account holder | $47,951 | $7,975+501.3% | $6,755+609.8% | $12,316+289.3% |