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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,478 | $106,001+42.0% | $92,235+63.1% | $147,585+2.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 11.26% | 50.05%-38.8pp | 176.28%-165.0pp | 578.56%-567.3pp |
| Employer contribution / active EE | $13,266 | $4,333+206.2% | $3,679+260.5% | $4,876+172.0% |
| Participant deferral / active EE | $10,244 | $4,478+128.8% | $3,897+162.9% | $5,439+88.3% |
| Admin fee / account holder | $3,589 | $6,332-43.3% | $5,194-30.9% | $10,885-67.0% |