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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,380 | $97,732+62.1% | $83,831+88.9% | $135,380+17.0% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -3.22% | 1287.56%-1290.8pp | 850.99%-854.2pp | 519.81%-523.0pp |
| Employer contribution / active EE | $3,048 | $4,222-27.8% | $3,631-16.1% | $4,779-36.2% |
| Participant deferral / active EE | $12,619 | $4,683+169.5% | $4,082+209.1% | $5,609+125.0% |
| Admin fee / account holder | $2,924 | $6,675-56.2% | $5,479-46.6% | $10,828-73.0% |