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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,039 | $110,212-28.3% | $96,534-18.1% | $139,466-43.3% |
| Participation rate | 90.5% | 78.1%+12.4pp | 76.0%+14.5pp | 80.3%+10.1pp |
| Annual return | 11.33% | 26.42%-15.1pp | 25.88%-14.6pp | 373.66%-362.3pp |
| Employer contribution / active EE | $336 | $3,620-90.7% | $2,965-88.7% | $4,754-92.9% |
| Participant deferral / active EE | $3,193 | $5,547-42.4% | $4,851-34.2% | $6,712-52.4% |
| Admin fee / account holder | $2,043 | $11,599-82.4% | $8,253-75.3% | $11,409-82.1% |