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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,189 | $100,805-30.4% | $86,698-19.0% | $134,532-47.8% |
| Participation rate | 94.4% | 79.0%+15.5pp | 76.6%+17.9pp | 81.2%+13.2pp |
| Annual return | -17.11% | 29.09%-46.2pp | 35.95%-53.1pp | 418.27%-435.4pp |
| Employer contribution / active EE | $463 | $3,490-86.7% | $2,837-83.7% | $4,741-90.2% |
| Participant deferral / active EE | $5,116 | $5,339-4.2% | $4,656+9.9% | $6,401-20.1% |
| Admin fee / account holder | $3,591 | $10,925-67.1% | $7,493-52.1% | $11,429-68.6% |