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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,851 | $92,219+24.5% | $76,767+49.6% | $135,380-15.2% |
| Participation rate | 72.7% | 79.8%-7.0pp | 77.0%-4.2pp | 82.6%-9.9pp |
| Annual return | 4.33% | 5.46%-1.1pp | 2.43%+1.9pp | 519.81%-515.5pp |
| Employer contribution / active EE | $386 | $3,216-88.0% | $2,485-84.5% | $4,779-91.9% |
| Participant deferral / active EE | $3,111 | $4,508-31.0% | $3,852-19.2% | $5,609-44.5% |
| Admin fee / account holder | $20,016 | $10,749+86.2% | $6,675+199.8% | $10,828+84.9% |