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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,996 | $67,602+58.3% | $82,312+30.0% | $70,126+52.6% |
| Participation rate | 73.1% | 72.8%+0.3pp | 76.9%-3.8pp | 69.5%+3.5pp |
| Annual return | 8.71% | 21.57%-12.9pp | 25.88%-17.2pp | 73.15%-64.4pp |
| Employer contribution / active EE | $341 | $1,755-80.5% | $2,428-85.9% | $2,343-85.4% |
| Participant deferral / active EE | $3,000 | $2,987+0.4% | $3,706-19.0% | $3,332-10.0% |
| Admin fee / account holder | $1,641 | $4,512-63.6% | $5,608-70.7% | $4,645-64.7% |